{"id":1033,"date":"2023-03-16T12:34:59","date_gmt":"2023-03-16T11:34:59","guid":{"rendered":"https:\/\/bilhandel.dk\/blog\/?p=1033"},"modified":"2023-03-16T12:35:48","modified_gmt":"2023-03-16T11:35:48","slug":"hvad-er-prisen-for-en-kaskoforsikring","status":"publish","type":"post","link":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/","title":{"rendered":"Hvad er prisen for en kaskoforsikring?"},"content":{"rendered":"

Det er en god ide at anskaffe sig en kaskoforsikring til sin bil. For ligesom en ulykkesforsikring kan give dig erstatning, hvis du kommer til skade, s\u00e5 kan en kaskoforsikring give dig en erstatning, hvis din bil kommer til skade.<\/p>\n

En bil kr\u00e6ver mange forsikringer, og nogle af dem er lovpligtige. Derfor guider vi dig igennem, hvad en kaskoforsikring koster, og hvorfor det kan v\u00e6re en god id\u00e9 at anskaffe sig en.<\/p>\n

Er en kaskoforsikring lovpligtig?<\/strong><\/h2>\n

Uanset om du har en bil, motorcykel eller knallert, s\u00e5 skal den v\u00e6re d\u00e6kket med en ansvarsforsikring. Ansvarsforsikringen tr\u00e6der i kraft i tilf\u00e6lde af, at du forvolder skade mod en anden bil, f.eks. hvis du kommer til at k\u00f8re ind i den. I dette tilf\u00e6lde vil ejeren af den anden bil kunne f\u00e5 en erstatning, som er betalt af dit forsikringsselskab. P\u00e5 den m\u00e5de vil du kun selv skulle d\u00e6kke selvrikikoen, og du undg\u00e5r dermed at betale i dyre domme.<\/p>\n

I mods\u00e6tning til en ansvarsforsikring er en kaskoforsikring til geng\u00e6ld ikke lovpligtig, s\u00e5 det er frivilligt, om du v\u00e6lger den eller ej. Dog vil du kun kunne f\u00e5 erstatninger for skader p\u00e5 din egen bil, hvis du har s\u00e5dan en. Derfor kan det v\u00e6re en god ide at tjekke kaskoforsikring priser<\/a> og finde den forsikring, der passer dig bedst.<\/p>\n

Hvad er prisen for en kaskoforsikring?<\/h2>\n

Prisen p\u00e5 en kaskoforsikring er ikke fastlagt fra start. Den er blandt andet afh\u00e6ngig af b\u00e5de f\u00f8rerens og bilens alder. For jo \u00e6ldre b\u00e5de bil og f\u00f8rer er, jo billigere er forsikringen. Det har selvf\u00f8lgelig noget med bilens v\u00e6rdi at g\u00f8re og samtidig den anciennitet, der f\u00f8lger af at have k\u00f8rt bil i mange \u00e5r.<\/p>\n

Samtidig kan prisen ogs\u00e5 p\u00e5virkes af din bop\u00e6l, da forsikringen er lidt billigere, hvis man f.eks. bor p\u00e5 landet. Her er trafikken ikke s\u00e5 slem som inde i byerne, og derfor er risiciene ogs\u00e5 betragtelig mindre, n\u00e5r det kommer til sm\u00e5skader og buler. Hvis du ikke har haft skader f\u00f8r, bliver forsikringen ogs\u00e5 lidt billigere.<\/p>\n

Man kan dog godt f\u00e5 gode tilbud p\u00e5 kaskoforsikringer, hvor man ogs\u00e5 kan tilv\u00e6lge vejhj\u00e6lp og retshj\u00e6lp. Find derfor ud af, hvilke ekstra behov du har til forsikringen, inden du v\u00e6lger den f\u00f8rste og bedste forsikring.<\/p>\n

Hvad best\u00e5r en kaskoforsikring af?<\/h2>\n

Selvom kaskoforsikring i princippet er frivillig, kan den ende med at blive et krav, hvis du f.eks. har k\u00f8bt den p\u00e5 afbetaling. Det anbefales ofte, fordi forsikringen d\u00e6kker de skader, der m\u00e5tte ske p\u00e5 din bil, eller hvis den uds\u00e6ttes for tyveri eller h\u00e6rv\u00e6rk.<\/p>\n

Det kan ogs\u00e5 v\u00e6re, at din bil bliver skadet p\u00e5 parkeringspladsen, og vedkommende ikke har lagt en seddel i forruden. I s\u00e5 fald vil en kaskoforsikring kunne d\u00e6kke den skade.
\nHvad er prisen for ikke at have en kaskoforsikring?
\nAlt i alt d\u00e6kker en kaskoforsikring disse ting:<\/p>\n

    \n
  • Biluheld og skader<\/li>\n
  • H\u00e6rv\u00e6rk<\/li>\n
  • Tyveri<\/li>\n
  • Brand<\/li>\n<\/ul>\n

    Har du ikke forsikring, skal du d\u00e6kke disse ting selv. Hvis der er en, der beg\u00e5r h\u00e6rv\u00e6rk p\u00e5 din bil ved at lade en n\u00f8gle ridse lakken, s\u00e5 skal du selv betale for lakering, hvilket kan l\u00f8be op i flere tusinde kroner. Det samme g\u00e6lder i \u00f8vrigt for parkeringsskader, hvor f\u00f8reren ikke giver sig til kende. Derfor kan en kaskoforsikring v\u00e6re en god investering til din bil.<\/p>\n","protected":false},"excerpt":{"rendered":"Det er en god ide at anskaffe sig en kaskoforsikring til sin bil. For ligesom en ulykkesforsikring kan give dig erstatning, hvis du kommer til skade, s\u00e5 kan en kaskoforsikring give dig en erstatning, hvis din bil kommer til skade. En bil kr\u00e6ver mange forsikringer, og nogle af dem er…\n","protected":false},"author":12,"featured_media":1034,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[],"class_list":["post-1033","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sponsoreret-generelt"],"yoast_head":"\nHvad er prisen for en kaskoforsikring? - BilHandel.dk<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/\" \/>\n<meta property=\"og:locale\" content=\"da_DK\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hvad er prisen for en kaskoforsikring? - BilHandel.dk\" \/>\n<meta property=\"og:description\" content=\"Det er en god ide at anskaffe sig en kaskoforsikring til sin bil. For ligesom en ulykkesforsikring kan give dig erstatning, hvis du kommer til skade, s\u00e5 kan en kaskoforsikring give dig en erstatning, hvis din bil kommer til skade. En bil kr\u00e6ver mange forsikringer, og nogle af dem er…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/\" \/>\n<meta property=\"og:site_name\" content=\"BilHandel.dk\" \/>\n<meta property=\"article:published_time\" content=\"2023-03-16T11:34:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-03-16T11:35:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2023\/03\/kaskoforsikring.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"600\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Camilla\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Skrevet af\" \/>\n\t<meta name=\"twitter:data1\" content=\"Camilla\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimeret l\u00e6setid\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutter\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/\"},\"author\":{\"name\":\"Camilla\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#\\\/schema\\\/person\\\/70da4c292558ee0b9cefd8aa9f9e4a7a\"},\"headline\":\"Hvad er prisen for en kaskoforsikring?\",\"datePublished\":\"2023-03-16T11:34:59+00:00\",\"dateModified\":\"2023-03-16T11:35:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/\"},\"wordCount\":602,\"publisher\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/kaskoforsikring.jpg\",\"articleSection\":[\"Sponsoreret\"],\"inLanguage\":\"da-DK\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/\",\"url\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/\",\"name\":\"Hvad er prisen for en kaskoforsikring? - BilHandel.dk\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/kaskoforsikring.jpg\",\"datePublished\":\"2023-03-16T11:34:59+00:00\",\"dateModified\":\"2023-03-16T11:35:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/#breadcrumb\"},\"inLanguage\":\"da-DK\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/#primaryimage\",\"url\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/kaskoforsikring.jpg\",\"contentUrl\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/wp-content\\\/uploads\\\/2023\\\/03\\\/kaskoforsikring.jpg\",\"width\":600,\"height\":600,\"caption\":\"kaskoforsikring\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/hvad-er-prisen-for-en-kaskoforsikring\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Hjem\",\"item\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Hvad er prisen for en kaskoforsikring?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/\",\"name\":\"BilHandel.dk\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"da-DK\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#organization\",\"name\":\"BilHandel.dk\",\"url\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"da-DK\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/04\\\/cropped-bilhandel-logo1.png\",\"contentUrl\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/04\\\/cropped-bilhandel-logo1.png\",\"width\":342,\"height\":60,\"caption\":\"BilHandel.dk\"},\"image\":{\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/#\\\/schema\\\/person\\\/70da4c292558ee0b9cefd8aa9f9e4a7a\",\"name\":\"Camilla\",\"url\":\"https:\\\/\\\/bilhandel.dk\\\/blog\\\/author\\\/camilla\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Hvad er prisen for en kaskoforsikring? - BilHandel.dk","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/","og_locale":"da_DK","og_type":"article","og_title":"Hvad er prisen for en kaskoforsikring? - BilHandel.dk","og_description":"Det er en god ide at anskaffe sig en kaskoforsikring til sin bil. For ligesom en ulykkesforsikring kan give dig erstatning, hvis du kommer til skade, s\u00e5 kan en kaskoforsikring give dig en erstatning, hvis din bil kommer til skade. En bil kr\u00e6ver mange forsikringer, og nogle af dem er…","og_url":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/","og_site_name":"BilHandel.dk","article_published_time":"2023-03-16T11:34:59+00:00","article_modified_time":"2023-03-16T11:35:48+00:00","og_image":[{"width":600,"height":600,"url":"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2023\/03\/kaskoforsikring.jpg","type":"image\/jpeg"}],"author":"Camilla","twitter_card":"summary_large_image","twitter_misc":{"Skrevet af":"Camilla","Estimeret l\u00e6setid":"3 minutter"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/#article","isPartOf":{"@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/"},"author":{"name":"Camilla","@id":"https:\/\/bilhandel.dk\/blog\/#\/schema\/person\/70da4c292558ee0b9cefd8aa9f9e4a7a"},"headline":"Hvad er prisen for en kaskoforsikring?","datePublished":"2023-03-16T11:34:59+00:00","dateModified":"2023-03-16T11:35:48+00:00","mainEntityOfPage":{"@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/"},"wordCount":602,"publisher":{"@id":"https:\/\/bilhandel.dk\/blog\/#organization"},"image":{"@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/#primaryimage"},"thumbnailUrl":"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2023\/03\/kaskoforsikring.jpg","articleSection":["Sponsoreret"],"inLanguage":"da-DK"},{"@type":"WebPage","@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/","url":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/","name":"Hvad er prisen for en kaskoforsikring? - BilHandel.dk","isPartOf":{"@id":"https:\/\/bilhandel.dk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/#primaryimage"},"image":{"@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/#primaryimage"},"thumbnailUrl":"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2023\/03\/kaskoforsikring.jpg","datePublished":"2023-03-16T11:34:59+00:00","dateModified":"2023-03-16T11:35:48+00:00","breadcrumb":{"@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/#breadcrumb"},"inLanguage":"da-DK","potentialAction":[{"@type":"ReadAction","target":["https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/"]}]},{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/#primaryimage","url":"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2023\/03\/kaskoforsikring.jpg","contentUrl":"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2023\/03\/kaskoforsikring.jpg","width":600,"height":600,"caption":"kaskoforsikring"},{"@type":"BreadcrumbList","@id":"https:\/\/bilhandel.dk\/blog\/hvad-er-prisen-for-en-kaskoforsikring\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Hjem","item":"https:\/\/bilhandel.dk\/blog\/"},{"@type":"ListItem","position":2,"name":"Hvad er prisen for en kaskoforsikring?"}]},{"@type":"WebSite","@id":"https:\/\/bilhandel.dk\/blog\/#website","url":"https:\/\/bilhandel.dk\/blog\/","name":"BilHandel.dk","description":"","publisher":{"@id":"https:\/\/bilhandel.dk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/bilhandel.dk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"da-DK"},{"@type":"Organization","@id":"https:\/\/bilhandel.dk\/blog\/#organization","name":"BilHandel.dk","url":"https:\/\/bilhandel.dk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"da-DK","@id":"https:\/\/bilhandel.dk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2018\/04\/cropped-bilhandel-logo1.png","contentUrl":"https:\/\/bilhandel.dk\/blog\/wp-content\/uploads\/2018\/04\/cropped-bilhandel-logo1.png","width":342,"height":60,"caption":"BilHandel.dk"},"image":{"@id":"https:\/\/bilhandel.dk\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/bilhandel.dk\/blog\/#\/schema\/person\/70da4c292558ee0b9cefd8aa9f9e4a7a","name":"Camilla","url":"https:\/\/bilhandel.dk\/blog\/author\/camilla\/"}]}},"_links":{"self":[{"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/posts\/1033","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/comments?post=1033"}],"version-history":[{"count":2,"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/posts\/1033\/revisions"}],"predecessor-version":[{"id":1036,"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/posts\/1033\/revisions\/1036"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/media\/1034"}],"wp:attachment":[{"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/media?parent=1033"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/categories?post=1033"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bilhandel.dk\/blog\/wp-json\/wp\/v2\/tags?post=1033"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}